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A bond is a debt security, in which the authorized issuer owes the holders a debt and, depending on the terms of the bond, is obliged to pay interest (the coupon) to use and/or to repay the principal at a later date, termed maturity. A bond is a formal contract to repay borrowed money with interest at fixed intervals.

Many people don't understand the differences between stocks and bonds. It occurred to me recently that even those who invest in these types of securities through either personal investment accounts or retirement plans can't really articulate what the differences are.

Investing can be confusing, especially for the beginner be it mutual fund investment, real state investment, capital investment, investment in equity share, oil share investment or bond investment.

An exchange-traded fund (ETF) is an investment fund traded on stock exchanges, much like stocks.[1] An ETF holds assets such as stocks, commodities, or bonds, and trades close to its net asset value over the course of the trading day.

The VIP 515 is a revolutionary lightweight folding tilt in space wheelchair that uses exclusive perfectly-matched gas struts for an intelligent center-of-gravity weight shifting seat which provides wheelchair users a wide choice of tilt- in-space angles. The VIP reaches unprecedented pressure releasing effects to reduce the risk of bedsores.The end result is the relaxed and peaceful mind and body of users.A folding, attendant propelled, tilt in space wheelchair with a removable adjustable height headrest and a folding backrest. If features an ergonomically designed curved seat, height adjustable, lift up armrests and swing away legrests. Features: Intelligent 0-35 center-of-gravity weight shifting Tilt-in-space seat shifts pressure to reduce pressure sores. aegis Microbe Shield permanently bonded antimicrobial barrier upholstery protects from odor, staining and deterioration from bacteria, fungus and other microorganisms. Bio-technology: paint coating uses special anti-Bacterial materials. Collapses to only 77x34x77cm when the backjoint is folded and headrest removed for easy transport. Height adjustable flip-back armrests.